WHEN TO SELL YOUR BLACKHORSE TO MAKE MORE WHITE MONEY…..

Knowing when to sell a winning stock is one of the most difficult decisions you’ll have to make as a stock trader. After all, buying a stock is only the first step in your investing journey, and you want to make sure you’re maximizing your returns and making smart investment decisions.

When you’re a successful stock market investor, it’s easy to get caught up in your emotions. You want to know how much more you can get out of it. You’ve worked hard to find a great stock that’s paying off, so why should you give it up? Let’s say you bought a stock in a dairy company at a good price. The dairy business is doing great and the management has high hopes for the future. After two years, you’ve made up to 200% of your money. You’re so happy! But when a stock like the dairy company here becomes a huge success, it can be hard to keep your emotions in check. (You’ve been there, right?) So what should you do? Well, the answer is pretty much the same: it depends.

During these times, do not succumb to temptation or make irrational decisions. Instead, ask yourself the following three questions before closing a big win:
Is your original investment case still true?
Is the price of the stock fully priced?
Is the stock price meeting your investment objective?


Wise man aka Warren Buffett said, “if you don’t want to own 10 years of a stock, don’t even want to own 10 minutes of a stock.”
Remember that selling stocks is okay, as long as you’re doing it for good reasons.
Don’t sell a big winner too soon or too late
Choose mind over money!

This billion-dollar sexting app said “No” to Facebook !



In 2011, Evan Spiegel and his friend Reggie Brown came up with an idea — photos that disappear after viewing.

The core motive of their idea was not just to have a way to send disappearing photos but to make the process of sending nudes more convenient and safe, without any risk of them being there on the internet forever.

And hence they started their company under the name “Picaboo”.

They then went on to look for a tech co-founder and stumbled upon Bobby Murphy, who built the app.

Later on, they’d get rejected by tons of investors and also learn that the business name is already taken.

So, they had to come up with a new name and hence introduced — Snapchat.

The primary target audience that Snapchat targeted was teenagers, and the company was rapidly growing, with new users joining every month.

All with word of mouth.

The app was very convenient for teenagers with the aspect of disappearing photos and also because it didn’t include any of the older generations.

And thus, followed investors and fundraising.

But the use-case of Snapchat would soon spin from “sexting” to a “communicate medium”.

And that helped the company to change its narrative.

Very soon, Snapchat came under the radar of Facebook’s Mark Zuckerberg.

Zuck called the founders and made proposed a deal of 60 million dollars.

He said that they’d have total control over their own company too.

Evan said no. But Zuck would not let go of this.

He then launched “Poke” — a copycat of Snapchat.

But…Poke failed within just a few weeks.

And this, in fact, became a blessing for Snapchat as due to the introduction of Poke, users, in general, got accustomed to the concept of sending disappearing photos.

Snapchat gained more traction, and Evan called Poke — the greatest Christmas gift ever!

After introducing new features like stories and “filters, Snapchat grew like crazy.

In 2013, Zuck made another offer to Snapchat. This time it was a staggering 3 billion dollars.

But, again, Snapchat turned Facebook down.

Fast forward to today, Snapchat is valued at $15 billion.

It touched an all-time high of more than $120 billion in September 2021.

India is the largest exporter of HUMAN HAIR

Global companies readily pay millions to source it from Tirupati Balaji, making it the richest temple in the world!

But when most of us have a head full of hair, what makes it so valuable?

Here’s why Indian hair is so wildly popular:

Human hair is considered the worst kind of waste out there.

Because it takes years to decompose and clogs the drainage system.

And when burnt, it creates dust that causes respiratory illnesses.

While most of us discard this hair, there’s a huge market for this waste product.

In fact, traders call it BLACK GOLD! It’s that precious!

Now, you know hair is used for making wigs and extensions, but we are able to create such products synthetically too, then why is human hair preferred so much?

Because otherwise, the whole purpose gets defeated, right?

Wigs and extensions are supposed to look extremely natural on your head.

Anyone can detect that you’re wearing a wig if it looks even slightly artificial.

Nobody wants that kind of embarrassment. Also, human hair is the easiest to style.

Usually, women style their hair with heat.

So, if the hair is not heat friendly (that most artificial hair is not), you can’t straighten, blow-dry, or curl it.

For these reasons, human hair has a high demand in the west, and a growing demand among millennials and Gen Z, all over the world.

But this quality comes at a cost.

Products made from human hair are expensive because, for any woman, it takes at least 2 years to grow her hair to a length that can fetch her money.

And once they’ve grown that long, it becomes difficult to let go.

This makes human hair a very hard-to-harvest commodity.

And that’s where India has a unique advantage.

India is considered the best destination for hair since most of it is from temples where tonsuring hair is a part of the ritual, unlike in other countries.

The temple auctions human hair, and it’s a great way to acquire this highly difficult-to-acquire commodity.

Every year in Tirumala, only one of many such temples in India, barbers shave some 1.2 million heads.

The temple auctioned off 157 tonnes of hair, earning more than $1.6 million in 2019 alone!

While in countries like Vietnam, most women sell hair to escape poverty.

Not just that, India also has a competitive, natural advantage in this business which makes Indian hair the most sought-after in the international community.

Indian hair is of superior quality and highly versatile — thanks to maa ke hath ke champi 💆🏻

Really!!!

Indian women start using coconut oil at a very young age, which helps in keeping the roots strong and avoiding split ends.

Because of split ends, the hair looks frizzy, dry, and dull.

Outside India, women tend to use intense chemical products instead of oils for hair care.

And that is why Indian hair is the go-to choice for wigs and extensions in international communities.

In fact, the more luxury hairdressers and designers hardly ever choose any other hair for their clients.

That’s what makes India is the largest exporter of human hair.

But the largest importer of human hair from India is China.

And that is a big problem!

They sell the end products for a huge margin, and India remains a mere raw material supplier.

Why take a backseat when we have the potential to be the driver? Akhir kar ghar ki kheti hai👀

This is an excellent opportunity for our country to tap into because we have a strategic advantage over the raw material.

We have the potential to control the whole market and create end-products to fulfil international demand.

Many Indian startups are coming up that have already understood this strategic advantage that India has and how they can exploit it to create an end-to-end solution to end Chinese dominance over this market.

Equity linked savings scheme under section 80c of the income tax act.


Equity-Linked Saving Scheme (ELSS) is a type of mutual fund that is eligible for tax deductions under Section 80C of the Income Tax Act in India. These funds invest primarily in equity shares of companies, and have a lock-in period of 3 years. This means that an investor cannot withdraw their investment before the completion of 3 years from the date of investment.

ELSS funds are considered to be a tax-saving investment option as they offer a higher potential for returns as compared to traditional fixed deposit (FD) or Public Provident Fund (PPF) schemes, but also come with higher risk as they invest mainly in equity shares.

Investment in ELSS funds can be claimed as a deduction from gross total income, up to a maximum limit of Rs 1.5 lakhs per financial year. This means that if an individual invests Rs 1.5 lakhs in ELSS funds in a financial year, they can claim a deduction of the same amount from their gross total income for the purpose of computing income tax liability.

ELSS funds are diversified, and the investor does not have to pick stocks. It’s a good way to save tax and also get good returns.

How to save taxes on salary income in india ?

“Save Tax on Salary”



There are several ways to save taxes on salary income in India, including:

Investing in tax-saving investments such as Public Provident Fund (PPF), National Savings Certificate (NSC), and Equity-Linked Savings Scheme (ELSS) under Section 80C of the Income Tax Act.

Claiming deductions for medical expenses, education loan interest, and rent paid under Section 80D, 80E, and 80GG, respectively.

Investing in a National Pension System (NPS) account, which is eligible for tax deductions under Section 80CCD.

Investing in a tax-saving fixed deposit (FD) under Section 80C.

Split your salary between your spouse, and invest the amount in tax-saving options.

Avoid taking loans for non-productive purposes, as the interest paid on these loans is not eligible for tax deductions.

Gold and saving taxes

Investing in gold can be a smart financial move, as it can help diversify your investment portfolio and potentially provide a hedge against inflation. However, like any investment, it’s important to consider the tax implications before buying gold. Here are a few tips to help you save on taxes when investing in gold.

  1. Hold gold in a retirement account: If you hold gold in a retirement account such as a Traditional IRA or a Roth IRA, your investment will grow tax-free. This means you won’t have to pay any taxes on the appreciation of the value of your gold, and you won’t have to pay taxes on any dividends or interest the gold earns.
  2. Use a gold ETF or ETN: Exchange-traded funds (ETFs) and exchange-traded notes (ETNs) that track the price of gold are another way to invest in gold without paying taxes on the appreciation of the value of the gold. However, ETFs and ETNs may be subject to management fees and other expenses, so be sure to read the fine print and understand the costs before investing.
  3. Buy gold coins or bars: Buying gold coins or bars can also help you save on taxes. Under the Internal Revenue Service’s rules, coins and bars are considered “collectibles” and are taxed at a maximum rate of 28%, which is higher than the maximum tax rate for investments held for more than a year (long-term capital gains tax rate, 20%).
  4. Consider the timing of your purchase: If you plan to buy and hold gold for a long period of time, it may be beneficial to wait until you are in a lower tax bracket before making the purchase. This is because long-term capital gains tax rate is lower than the ordinary income tax rate for most taxpayers.
  5. Keep accurate records: It’s important to keep accurate records of all your gold purchases, sales, and trades. This will make it easier for you to calculate your capital gains and losses when it comes time to file your taxes.

Understanding communism and capitalism…

Communism says “FROM EACH ACCORDING TO HIS ABILITY, TO EACH ACCORDING TO HIS NEEDS” where as capitalism believes “FROM EACH ACCORDING TO HIS ABILITY, TO EACH ACCORDING TO HIS CAPITAL”.
Capitalism believes MONEY MAKES MONEY.
An employee works in a company for a monthly salary and the profit earned by the company will be distributed among such people who don’t even know the day to day working of the company. You can earn the profit of the company by doing nothing if you invest in the company. And who can invest?
Someone who already has the money. As I said, money makes money.
In capitalistic world Every person is specialising in his work and because of the specialisation, productivity and efficiency increase rapidly.
This is one of the major reasons for the success of Capitalism across the world.
On one hand Capitalism focuses on productivity and efficiency , on the other hand communism focuses on an individual. It says that a worker would start feeling alienated if he works on repetitive task to do the same for hours and years to end.
The ideas of Karl Marx ( father of communism )and Adam Smith (father of capitalism) are two perspectives of the same situation. Remember that both of them were born in different eras.Adam Smith died in 1790 and Karl Marx was born in 1818. 1790 was a time when the Industrial Revolution had just begun and Karl Marx grew up seeing the workers being exploited in the factories.Maybe if they lived in the same era, their opinions would have agreed.

Understanding FNO…

I will answer it in simple words..

NIFTY JUL 9700 CE :

Once you see this, you won’t understand at first.but it’s simple.

Assume nifty index spot price (current price) is 9500 and you think that price will reach above 9700 before jul expiry(it is the last Thursday of every month).

You can buy above option and wait till expiry.. if your view is correct and price reaches above 9700 you will be in unlimited profit..

But if it falls say 9200 then you will loose only the premium paid..

Suppose above option was trading at 100 when you bought..you will loose entire 100*75=7500(here 75 specifies 1 lot)..but if it is above 9700+premium, you will be in profit ideally unlimited..

This is magic of option..

If you think market will go down then you can buy and vice versa…

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